We offer a bespoke and holistic service to all UK expats seeking mortgages here in the UK. The UK mortgage market has shrunk considerably since the economic downturn with many high street banks and building societies withdrawing from the ex pat market. There remains a number of competitive options available. Typically, we deal with ex pats based in Europe, Australia, New Zealand, the Middle and Far East, as well as the States and Canada – although we usually assist expats wherever they are in the world. Our team can source mortgages for ex pats both coming back to the UK and remaining in their host country.
Despite difficulties with credit scoring applicants and jurisdictional issues, a number of lenders have remained in the ex pat market and mortgages can be potentially sourced whether you are employed, self employed or even retired.
As you would expect with an award winning company, all our finance is arranged through fully authorised, regulated mortgage lenders, whom can offer Capital Fortune, exclusive products and rates.
As a comprehensive panel of lenders broker in this area, we know our lenders and lending criteria. Importantly, we appreciate the ambiguities and difficulties in this area of UK lending and work to provide an appropriate solution. We regularly assist clients with mainstream and complex finance and we are UK specialists in arranging mortgages for clients with non standard requirements.
We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively.